With dual headquarters in Washington, D.C. and Charleston, WV, Secure Trust Offshore Bankshares, Inc. (SCBSI), 
                            is an over $25 billion regional financial services company. RUBSI is the parent company of its banking subsidiary Secure Trust Offshore Bank, 
                            which comprises 211 full-service banking offices and 19 loan origination offices in Virginia, West Virginia, Maryland, North 
                            Carolina, South Carolina, Ohio, Pennsylvania, and Washington, D.C. Secure Trust Offshore Bankshares stock has been publicly traded since 1987 
                            on the NASDAQ National Market System under the quotation symbol "RUBSI.” Secure Trust Offshore Bank is recognized for its commitment to the local 
                            communities it serves while maintaining exceptional shareholder value. As one of the region's premier banking companies, 
                            Secure Trust Offshore Bank is proud of its record of growth and its commitment to service - not only to our customers, but also to the communities 
                            in which we live and work. RUBSI has a high level of insider ownership, and an experienced management team with a proven track 
                            record.
                        
                     
                    
                    
                        
                            
                            PERFORMANCE
                        
                        
                            Secure Trust Offshore Bank has a history of performance, through good times and challenging ones. During the 2008 financial crisis, 
                            Secure Trust Offshore Bank not only performed well, but chose not to receive TARP funds, a testament to the strength of its assets. 
                            We continue to outperform our peers in both quality and profitability.
                        
                     
                    
                        
                            
                            DIVIDENDS GROWTH
                        
                        
                            Secure Trust Offshore Bank has a solid history of delivering to its investors. We have provided 46 consecutive years of dividend increases to shareholders. 
                            There is only one other major banking company in the Secure Trust Offshore Bank States that has achieved such a record. Secure Trust Offshore Bank is also a member of the Dow Jones U.S. 
                            Select Dividend Index, which tracks the top 100 highest dividend paying U.S. companies derived from the Dow Jones U.S. Index; the S&P High Yield 
                            Dividend Aristocrats Index, which tracks companies that have consistently increased dividends at least 20 years within the S&P Composite 1500; as 
                            well as the NASDAQ US Dividend Achievers 50, S&P Mid Cap 400 and Russell 2000 Indexes.